There are literally hundreds of loan products on the market today and it is our job to help you find the right solution to suit your individual needs and servicing ability.
We pride ourselves on delivering proactive service and support. We have extensive experience in all things lending, including:
Just starting out and not sure what kind of loan you need? It’s always best to speak with a professional mortgage broker to discuss your options. We can also help you determine your eligibility and apply for the First Home Owner’s Grant.
We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.
Commercial property and business lending policies and interest rates are rarely found on lender’s websites. Unlike residential loans, the pricing of a commercial loan can be negotiated based on your background and the security to be offered.
The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set for a specified period – usually one to five years. This gives you the advantage of knowing how much your repayments will be.
A bridging loan may be necessary to cover the financial gap when buying one property before your existing one is sold. This finance is secured against the existing property (utilising equity) and the new property being purchased.
Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars and recreational vehicles, commercial vehicles, plant and equipment for your business and other kinds of small business loans for a variety of purposes.
The major benefit of using a broker to finance other large purchases besides property is obtaining finance that is tailored to fit your current financial circumstances and needs. With depreciating assets, the right finance can also potentially save you money on interest and fees, or potentially help you maximise your tax benefits.
"If you're buying or thinking of an investment property or need financial advice, this is your man. We have been customers of Jack Horner Financial Solutions for more than 20 years - never a bad word. We have been given sound advice that enabled us to realise our goals, our place on the water with my own private wharf and boat ramp. Thank you Rob Horner, your work and dedication to the long haul has secured our future."
"Excellent broker and highly recommend their services. Always returns calls and nothing is too much trouble."
"We were recommended by a friend who had used this business, and we are very happy that we acted on this referral! Patrick and Vanessa have been helpful and thorough in the whole process, keeping in contact with us and updating regularly, as well as helping us through the process of refinancing. The whole process was much easier than expected, it’s typically very painful. We finally have loan products that we can use easily and are financially beneficial to us, which is is fantastic. Our financial needs are a little more complicated, as I own my own business and we have investment properties as well, but the team made it very smooth for us. Highly recommend the team at Jack Horner! We can’t wait to see the results in our bank balance."
"I've got two colleagues who have had terrible experience(s) with their broker. We've been fortunate enough to use Rob and the team for multiple loans/refinancing - they are thorough, caring, attentive and make the process as seamless and stress-free as possible. Couldn't recommend highly enough!"
"I highly recommend Jack Horner as mortgages brokers. Patrick took care of our loan from the beginning to the end. He helped us find the best loan option for us and the process was made super easy and smooth. He was always reactive and answered all of our questions. Thank you again for your help!"
"To suggest Rob and Carley are amazing would be a sheer understatement! Rob is a very professional broker who knows his business very well, he is extremely attentive and has always been available to answer any and all of my questions. Rob and Carley have both kept me well informed at every stage of the process and worked well to resolve a few curve balls with regards to my business structure with my Accountant which took a fair bit of pressure off me. I couldn’t recommend them highly enough. Thanks for your help and patience guys!"
"Every time Mark Bouris advertises Yellow Brick Road, I mention my brokers Rob and Terry Horner of Jack Horner Financial Solutions who, along with Carley, provide an excellent service and can be contacted on 9894 1234. Bouris is on the board of The Roosters - I keep expecting a knock on my door and to see JWH and SBW!"
"Having dealt directly with banks all our lives, it was refreshing to deal with the team at Jack Horner. We don't have time to run around comparing lenders, and they helped us navigate through the loan process with a minimum of fuss. We also managed to save more than we thought in interest which was an unexpected bonus . We recommend Jack Horner highly."
"Thank you for making the process so easy & competitive from the start. Your communication with us regarding the process was excellent & we have no hesitation in recommending your services to others."
"We have been using Jack Horner Financial Solutions for over 12 years and would absolutely recommend anyone to look them up for your finance needs. They will go above and beyond to ensure your questions are answered and you are fully confident as to what you are being offered. The whole process from the get go was seamless. They certainly have the expertise in finding the best package to suit your needs."
"Lisa & I would like to extend our thanks to Jack Horner Financial Solutions for giving us the opportunity to breathe and enjoy the start of festive season. We are just an ordinary couple who want the best for our child's future and we couldn't have done it without you. Thank you very much Patrick. You've done a fantastic job."
"Patrick from Jack Horner Financial Solutions was fantastic, as he helped me navigate my way through the first home buyers process. He answered my (many) questions and offered great advice and support."
"After 5 months of paperwork and emails I was struggling to obtain a response for my loan though my Bank who I have been with for over 30 years. We then approached the team at Jack Horner who managed to obtain a much better deal and an approval within 3 weeks. Rob, Patrick and the support team were courteous, professional and kept me informed throughout the whole process. I look forward to my next loan with Jack Horner and thoroughly recommend their team."
"I have utilised the services of Jack Horner Financial Solutions for a number of years and found Rob Horner and his team diligent and committed to my financial needs. Sourcing the best product is paramount yet the addition of efficient customer service made dealing with the team at Jack Horner Financial Solutions a pleasure. I would have no hesitation in recommending them to potential clients."
“I would definitely recommend Jack Horner Financial Solutions. Terry and Carley went above and beyond to assist us. A big thank you to you both.”
“I have been using Rob & Jack Horner Financial Solutions for 20 years . Rob has done plenty of funding for me for properties & also cars . He always looks for the best deal at the time & knows his stuff, something that is lacking with his competition. I have also sent clients his way of which some were difficult deals . Every time he got them across the line. 5 stars here!”