When people think about borrowing, they usually picture home loans or personal loans. But there’s another type of finance that can make life a whole lot easier - asset finance. Asset finance is designed to help you purchase the things that keep life and business moving:...
Property prices are running hot as we head into summer, and the market is tipped to dial up even further over the next 12 months. Here’s how it could shape your home-buying plans. Aussie home values are sprinting into summer, with property price growth hitting the fastest...
The Reserve Bank has the cash rate in a holding pattern, and several of the big banks have scaled back their predictions of another cash rate cut in 2025. Here’s what it could mean for your home loan. It looks like the rate cut party may...
Getting a helping hand from family can turn the dream of owning your first home into a reality much sooner. It can boost your deposit, lower your loan costs, and take some of the stress out of the process. And if that kind of support...
The First Home Guarantee allows eligible buyers to purchase a home with just a 5% deposit, without needing to pay Lenders Mortgage Insurance. Some major changes to the scheme, coming into effect in October, could get you settled in your first home easier, cheaper and...
Switching to a new home loan might sound like a hassle. But new research shows brokers don’t just make refinancing easier, they can also help home owners secure a lower interest rate – and much more. A string of rate cuts this year has helped drive...
The clock is ticking towards the festive season, and home buyers still have a small window of opportunity to be settled in their new place by Christmas Day. The good news is that a broker can help you get there. A quick visit to the supermarket...
What is Equity? Equity is the difference between your property's current market value and the remaining balance on your mortgage. As your property's value increases and your loan is paid down, your equity grows and that equity can be a powerful tool. Many homeowners aren't aware that...
Buying a first home isn’t always easy, and first-timers sometimes miss out on a place they’ve set their heart on. But more than one-in-ten first-time buyers have missed out simply because they didn’t have home loan pre-approval. Buying a first home can be an emotional roller...
Location, location, location. Or should we say: education, education, education. New research shows homes in the catchment areas of sought-after public schools can command six-figure price premiums. Here’s why. Your home can be much more than a roof over your head. It’s also an investment that...